Sources:

Gen Z Banking Hub

• [1] 60% of Gen Z regret their personal spending
  “Millennials and Gen Z are filled with financial regrets, and it’s sending them into a stress spiral,”
  Fortune, August 2023

• [2] Buy now, pay later loans
  “Gen Z shops and buys in 5 charts,”
  EMarketer, February 2023

• [3] Becoming an investment expert: stocks, bonds, mutual funds
  “The Ultimate Guide to Financial Literacy for Adults”
  Investopedia, July 2024

• [4] Personal, auto and mortgage loans explained
  “Personal Loan vs. Auto Loan: What’s the Difference?,”
  NerdWallet, June 2024

• [5] Interest rate loans: fixed versus variable
  “Fixed and Variable Rate Loans: Which Is Better?,”
  Investopedia, July 2024

• [6] A guide to the stocks, bonds and mutual funds basics
  “Stocks, bonds and mutual funds: How are they different?,”
  Bankrate, July 2024

• [7] 30% credit utilization rule of thumb
  “How To Build Credit Fast: 7 Simple Strategies,”
  Forbes, August 2021

• [8] The 50/30/20 rule
  “What Is The 50/30/20 Rule?,”
  Forbes, June 2023

• [9] The 3-day rule
  “This 3-Day Rule Helps Stop Impulse Spending,”
  GoBankingRates, February 2024

• [10] Impulse buying
  “What Is Impulse Buying? 5 Ways to Resist,”
  NerdWallet, February 2024