Understanding Your Financial Fitness Score

Understanding Your Financial Fitness Score

Now that you have a better idea of your financial situation, you can take the next steps to improve your financial health.

Below you will learn what it means to be financially fit and we’ve outlined some easy steps to bring you closer to financial wellness.

Financial Fitness is to have the money you need when you need it. Have a budget and live by it: This ties in with saving regularly, but being mindful of where your money goes will help you make wiser choices.

4 Key Areas of Value that Make up Your Financial Health Score:

Financial Health Score


Steps you can take to improve your financial health.


Whether it's paying bills, sending or receiving money, transferring money into your savings or viewing your balances on the go — here are some reliable tips to use online and mobile banking to your benefit.
  1. 1.

    Spend less than your income
    Spending less than you earn requires discipline and budgeting. Moving your money is critical to managing your daily finances. Send and receive money with friends and family you trust. It's easy and fast, which provides more control of your income and helping you meet your financial commitments.

  2. 2.

    Pay bills on time and in full
    Establishing habits when it comes to managing your finances is a great way to ensure you are meeting your goals. Setting up recurring payments with Online Bill Pay is an easy step to help simplify your monthly bill payment routine.

  3. 3.

    Have sufficient living expenses in savings
    Setting aside money for unexpected expenses is a smart practice for providing financial stability in case of an emergency. Tools like Online Transfers can help you move money from a checking account to a savings account or externally between financial institutions with ease.

  4. 4.

    Have a long-term financial plan
    Map out your financial future with long-term goals in mind. Set milestones and regularly review your financial plan so your financial health extends well into retirement.

Take advantage of these tips and tools by logging into your online or mobile banking account. You'll see how easy it is to pay bills, set up recurring payments, send or receive money and make transfers.
This program leverages the Financial Health Network FinHealth Score® Toolkit.